A different kind of F&I company.

We position ourselves as a direct extension of your organization, representing your F&I department with the same professionalism, care, and customer focus your dealership is known for.

We don't just manage financing; we align with your values, tone, and sales strategy to ensure the F&I process enhances your overall brand experience.

We bring real-world dealership knowledge to every conversation, acting as a strategic partner to streamline F&I, improve workflow efficiency, and support your staff without disruption.

We believe in partnerships built on trust, transparency, and mutual success.

How we got here

Avalanche started in 2006 with a simple observation: most F&I companies treated recreational vehicle financing like just another transaction. But we knew better.

Having spent years on both sides of the desk—in dealerships and with lenders—we understood that buying an RV, boat, or powersports vehicle isn't just a purchase. It's the beginning of adventures, family memories, and weekend escapes.

That's why we built our company differently. Instead of being another vendor, we became partners. Instead of pushing products, we focus on protection that makes sense. Instead of complicated processes, we created systems that work seamlessly with your existing workflow.

What makes us different

Most F&I companies are built around products and profit margins. We're built around relationships and results.

When you work with Avalanche, you're not getting a call center or a rotating cast of representatives. You're getting a dedicated team that learns your business, understands your customers, and adapts to your way of doing things.

We've spent 18+ years perfecting this approach, and it shows in everything we do—from our response times to our approval rates to the way we handle the inevitable challenges that come up in any deal.

Our mission

To be the go to F&I partner for recreational dealerships by delivering dependable service, expert insight, and products that drive satisfaction, growth, and long term customer loyalty.

The best part about what we do? We genuinely love the industry we serve. We're not just F&I professionals—we're the customers too. We ride the motorcycles, tow the travel trailers, and take the boats out on weekends.

That perspective changes everything about how we approach your business.

The team

We're riders, boaters, and RV enthusiasts who happen to be really good at F&I. Every person on our team owns the vehicles we finance.

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Michael Thompson

Founder & CEO

Spent 12 years in dealership F&I before starting Avalanche. Still rides his 1987 Harley and believes every deal should feel personal.

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Sarah Chen

VP of Operations

Former bank executive who joined us 8 years ago. Owns three RVs and has visited 47 states with her family.

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Jake Rodriguez

Senior F&I Specialist

Third-generation powersports enthusiast who races dirt bikes competitively. Knows every UTV model by sound.

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Linda Foster

Compliance Director

20+ years in recreational finance law. Keeps a boat at Lake Cumberland and knows every marina owner personally.

Ready to work together?

We're always looking for dealers who share our passion for recreational vehicles and our commitment to treating customers right.